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Asphalt vs. Metal Roofs: Which Is Better for Indiana Homes?

If you live in Northwest Indiana, you already know that winter is no joke. Between heavy snowfalls, sub-freezing temperatures, and high winds, your home needs to be equipped to handle some serious weather. One of the most important decisions you can make as a homeowner is choosing the right roofing material.

The question we hear most often:
What type of roofing is best for Indiana winters?

The answer comes down to performance, durability, and long-term value—especially in a climate as tough as ours. Here’s what you need to know.


The Reality of Midwest Winters

Winter in Indiana typically includes:

  • Prolonged freezing temperatures
  • Heavy snow accumulation
  • Ice dam formation
  • Freeze-thaw cycles
  • Strong wind gusts

These conditions put major stress on your roofing system. Over time, roofs that aren’t built for this climate will begin to fail—often much sooner than expected.


Not All Asphalt Shingles Are the Same

Most homes in Indiana are topped with asphalt shingles. But what many homeowners don’t realize is that there are two main types—and the difference between them is critical, especially in winter.

Standard Oxidized Asphalt Shingles

This is what you’ll find on most roofs today. During manufacturing, oxidized shingles go through a heating and cooling process to “age” the asphalt so it holds its shape and structure when applied. While cost-effective and widely available, these shingles come with some serious drawbacks in cold climates:

  • They become brittle in freezing temperatures
  • Expansion and contraction can lead to cracking
  • Granule loss is more common over time
  • Seals can weaken in high wind events

The result? A roof that may last 15–20 years at best—and fail faster when subjected to multiple Midwest winters.


SBS Polymer-Modified Asphalt: The Better Option for Indiana Homes

SBS polymer-modified shingles—often referred to as rubberized shingles—are an advanced alternative designed specifically to outperform traditional materials in challenging conditions.

These shingles are made by blending Styrene-Butadiene-Styrene (SBS) into the asphalt, giving them a flexible, rubber-like composition. This flexibility changes everything.

Key Advantages of SBS Polymer-Modified Shingles:

Cold Weather Flexibility
Unlike oxidized shingles, SBS-modified shingles flex instead of crack. This allows them to withstand repeated freeze-thaw cycles without damage.

Improved Wind Resistance
They come with more sealant and a stronger bond, reducing the chances of shingles being blown off during storms.

Enhanced Impact Resistance
The rubber-like compound absorbs shock better, making these shingles more resilient to hail and ice buildup.

Superior Granule Retention
Granules are what protect your shingles from UV damage. SBS shingles retain their granules longer, extending their effective lifespan.

Longer Service Life
With proper installation, SBS shingles can last 30 to 40 years, offering long-term peace of mind.


Why Quality Matters More Than Ever

In today’s market, roof replacement costs are only going up. Material prices have increased due to inflation, and labor shortages have driven up installation costs. That makes your choice of material even more important.

If you’re already investing in a roof, it makes sense to choose a system that will last longer, require fewer repairs, and provide better protection from Indiana winters.


Why We Recommend Malarkey Roofing Products

At Reliance Roof Troop, we specialize in installing Malarkey Roofing Products, one of the original innovators in SBS polymer-modified shingles.

Here’s why we trust them:

  • First to pioneer the rubberized shingle technology
  • Every product in their line uses SBS-modified asphalt
  • Designed for long-term performance and sustainability
  • Excellent value for the performance you receive

We’ve installed these products since day one—and we recommend them for nearly every roofing project in the Midwest.


Comparing Roofing Materials for Indiana Winters

FeatureStandard Asphalt ShinglesSBS Polymer-Modified Shingles
Initial CostLowerHigher
Lifespan15–25 years30–40 years
Freeze-Thaw ResistancePoorExcellent
Wind ResistanceModerateHigh
Granule RetentionModerateSuperior
Impact ResistanceAverageStrong
Best UseBudget-friendly optionsLong-term performance

Final Recommendation

For homeowners in Northwest Indiana, the best roofing material for long-term durability and cold-weather performance is SBS polymer-modified asphalt shingles. While they may cost more upfront, they deliver significantly more value in terms of longevity, strength, and peace of mind.

If you’re replacing your roof, think beyond the short term. Choose a material that will perform year after year, especially during our brutal winters.


Ready for a Roof That’s Built for the Midwest?

At Reliance Roof Troop, we don’t just install roofs—we help homeowners make smart decisions that protect their investment and increase the value of their homes.

We offer:

  • Free, no-pressure roof inspections
  • A range of material options based on your goals
  • In-house trained team members—no subcontractors
  • Professional installation and ongoing support

Contact us today to schedule your free consultation.

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